A-One Investment & Finance — Real Loans for Real Businesses
We are not a bank. We are a private hard money lender that works with business owners who need fast, flexible, short-term financing. Whether you are buying inventory for your store, improving your motel or restaurant, or waiting on a big payment that has not arrived yet — we can help.
Our Story
A-One Investment & Finance was founded in 2018 with one simple goal — to help small business owners get the short-term financing they need, fast. For over 7 years, we have been a trusted lending partner for businesses across various industries, from convenience stores and liquor shops to motels, restaurants, and retail locations. We step in where banks fall short, providing quick, secured bridge loans and invoice financing to keep businesses moving forward.
Unlike banks, we do not make decisions based on credit scores alone. We look at the full picture — your business, your collateral, and your plan. We work directly with business owners, ask the right questions, and give you a straight answer quickly. If the deal makes sense, we move fast.
We specialize in short-term bridge loans for established businesses. Whether you are stocking up inventory at your convenience store, renovating your motel, or waiting on a large invoice payment — we provide the funding to keep you moving.
Est. Fort Oglethorpe
Georgia, USA
Short-Term Funding
Stores • Motels • Retail
Fast Closing
No long bank waits
Established Partner
Secured • Reliable
Why A-One Investment & Finance?
We provide fast bridge financing and commercial loans secured by collateral, helping established business owners access the capital they need without the weeks of bank delays.
Fast Closing
We close most loans in 7 to 10 business days. No long waiting like at a bank.
Bridge Financing
Need to get from Point A to Point B? We provide short-term loans to cover the gap until you are back on your feet.
Inventory & Store Loans
We fund convenience stores, liquor stores, and tobacco shops — for new inventory purchases or buying a new store location.
Business Improvement Loans
Improving your motel, restaurant, or retail store? We can fund your renovations and upgrades quickly.
Invoice Financing
Waiting on a big payment from a well-known company? We pay you now and collect when your payment arrives.
Secured Lending
All our loans are backed by collateral. It protects our money — and gives you a clear, structured deal.
Getting Your Loan is Simple
Step 1 — Tell Us About Your Business
Fill out our quick application or give us a call. Tell us about your business, the loan amount you need, and what you plan to use it for.
Step 2 — We Review Your Deal
We look at your business situation and collateral — not just a credit score. We give you a fast, honest answer.
Step 3 — Get Your Funds
Once approved, most loans close in 7 to 10 business days. We move fast so you can too.
Get In Touch With Our Team
Have questions or a loan request in mind? Tell us about your business and what you need. We respond quickly.